Alex Irish & Associates
Buy Your Luxury Home With An Alex Irish REALTOR®

Open The Door To Exceptional Possibilities

Work with an Alex Irish real estate agent for an elevated, more rewarding buying process. Take advantage of our experience and expertise in the Oakville, Burlington, and Mississauga real estate markets to find everything you ever wanted in a home.
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Extensive local market knowledge

Our team has accumulated years of valuable experience and negotiating skills buying homes throughout Oakville, Burlington, Mississauga and areas in the western GTA.

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Skilled and experienced representation

Your Alex Irish REALTOR® will provide you with trusted representation that prioritizes your best interests. You’ll be leveraging their negotiating skills and experience – backed by an in-depth buyer-market analysis, to ensure you get the best prices possible.

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Dedicated concierge service

Our dedicated concierge has the experience 
and knowledge to connect you to resources and service providers that will ensure a smoother 
buying process.

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Viewings scheduled around you

We know time is rarely on your side. Our REALTORS®  have the flexibility to accommodate your schedule.

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Global purchasing assistance

Purchasing a home from outside Canada?
Being connected to our worldwide offices means we have the technology and skills to facilitate smooth international real estate transactions.

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Depth of buying Expertise

In addition to our specialization in beautiful urban homes, waterfront properties, and rural real estate throughout Oakville and the surrounding region, our team has vast experience in properties and homes of all sizes and categories.

Let’s Connect

Our real estate experts would be happy to answer any questions you have and discuss how we can help you fulfill your real estate aspirations.

Frequently Asked Questions

How can a realtor help negotiate the best price when buying a property?

A skilled real estate agent plays a pivotal role in negotiating the best price when buying a property. First and foremost, they bring expertise and market knowledge to the table, enabling them to assess the fair market value of the property accurately. This ensures that you enter negotiations well-informed. Realtors are adept at strategizing and know when and how to present offers to maximize your position. They can also conduct a thorough analysis of the property’s history, including prior sales, time on the market, and any price reductions, offering valuable insights for negotiation. Moreover, real estate agents are professional negotiators, capable of advocating for your interests while maintaining a constructive rapport with the seller. They can identify and leverage factors that may influence the seller, such as contingencies, repair needs, or the urgency to close the deal. Ultimately, their experience and negotiation skills empower you to secure the best possible price when purchasing a property while ensuring a smooth and successful transaction.

I’m thinking of buying my first home. Where should I start?

Navigating the complex world of real estate as a first-time homebuyer can be daunting. Here are some tips to kickstart your journey. Firstly, secure pre-approval for a mortgage to determine your purchasing power, factoring in closing costs and potential fees. Next, create a list of “must-haves” and “would-be-nice” features to guide your search and keep notes during property viewings. Remain flexible; your dream home might not tick every box but could still capture your heart. Don’t hesitate to ask questions, as skilled real estate agents we are here to help you understand the process and terminology. Lastly, choose a reputable agent with market expertise to guide you through the process seamlessly.

How much will I need for closing costs?

Closing costs are expenses you’ll need to cover when finalizing the purchase of your home. They typically fall within 1.5% to 4% of the property’s purchase price. These costs cover various elements including legal and administrative fees, the home inspection, potential mortgage default insurance (if your down payment is below 20%), Land Transfer Taxes, appraisal expenses, and property taxes. It’s a good idea to include these in your budget planning. Feel free to ask if you’d like more specifics tailored to your situation!

Should I sell my current home before buying a new one?

Deciding whether to buy or sell first depends on various factors. If you’re in a seller’s market, it’s often better to secure your next home first and then sell your current property. This approach allows you to take your time finding the right fit. However, in a buyer’s market, it’s wiser to sell your current home before purchasing another one. While buying first gives you flexibility in finding the perfect home, it might not be financially feasible for everyone. Consultation with a lender for interim financing could enable an offer without a sale of home condition. On the other hand, selling first is recommended for those who can’t handle the financial burden of two properties. Let our experience guide you to determine the best course of action based on your circumstances.

When is deposit due and how much will it be?

When making an offer on a home, the timing and amount of the deposit vary based on how the offer is written. Generally, you’ll have 24 hours from offer acceptance to provide the deposit to the listing brokerage. While some cases involve submitting the deposit along with the offer, others permit a later submission if all parties agree in writing. Typically, in the range of 5% of the purchase price, the deposit can be increased to bolster your offer’s appeal and demonstrate your commitment as a buyer. Likewise, if you don’t have 5% on hand, you can negotiate a smaller deposit or arrange for the deposit to be made in installments.

Can I back out of a home purchase before closing?

It’s crucial to understand that once your offer is accepted and no longer conditional, reconsidering your decision could have serious financial and legal consequences. A home purchase agreement is legally binding and backing out might result in losing your deposit and/or facing legal action. Court orders could require you to complete the purchase or pay damages beyond the deposit, considering factors like resale value loss, carrying costs, and legal expenses. Should you have reservations, seeking guidance from a legal professional is advisable to grasp the full extent of your responsibilities and the repercussions of defaulting on a legal contract.

Should I sell my current home before buying a new one?

Deciding whether to buy or sell first depends on various factors. If you’re in a seller’s market, it’s often better to secure your next home first and then sell your current property. This approach allows you to take your time finding the right fit. However, in a buyer’s market, it’s wiser to sell your current home before purchasing another one. While buying first gives you flexibility in finding the perfect home, it might not be financially feasible for everyone. Consultation with a lender for interim financing could enable an offer without a sale of home condition. On the other hand, selling first is recommended for those who can’t handle the financial burden of two properties. Let our experience guide you to determine the best course of action based on your circumstances.

Chattels and Fixtures – What’s included and excluded?

Chattels and fixtures can play an important role in real estate negotiations and transactions. Chattels are easily removable items like furniture or kitchen appliances. Fixtures, on the other hand, are anything that is affixed or attached to the dwelling, such as built-in closets, ceiling lights or mounted shelving systems. Some commonly included chattels are kitchen appliances, washers/dryers, and drapery.  Fixtures such as window blinds, drapery rods, shutters, and garage door openers are commonly expected inclusions, as well. Grey areas can arise, often involving light fixtures, wall-mounted TVs and brackets, or outdoor structures like sheds, play structures, and hot tubs. It’s essential to discuss these when listing a house, setting expectations for buyers. For example, your dining room chandelier may have sentimental value and it would need to be excluded should you want to take it with you to your next property. To avoid issues, clear written agreements detailing inclusions/exclusions are vital. Disputes can usually be resolved through clear communication or monetary agreements, and a final walkthrough ensures everything is as agreed upon before closing.

How long does a real estate closing take?

The duration of a real estate closing varies based on location, market conditions, and the specific needs of sellers and buyers. In our region, most closings occur within 60-90 days after an offer is accepted. A “quick closing” is typically 30 days or less, while a “long closing” extends to 90+ days. A swift closing suits those with urgent needs due to work relocations, changes in circumstances, or sellers with vacant properties but may entail rush fees. A prolonged closing is useful for buyers or sellers needing time for transitions. However, it carries the risk of market fluctuations affecting property values. In the case of long closings, we always recommend a further deposit be requested closer to the closing date. Careful consideration of market conditions and personal circumstances is crucial when determining a closing timeline.

What are the benefits of using a realtor to buy a home?

Buying a property is a big decision, involving time, money, and lots of research. The process can be overwhelming, but a knowledgeable real estate agent can help! Agents are experts and can guide you through the buying process, and provide access to a variety of properties, including off-market opportunities. Additionally, they streamline the search, sparing buyers valuable time by pinpointing tailored options. A realtor will explain legal documents and advise on the best strategy to optimize price and terms when negotiating an offer. Realtors also facilitate connections with qualified specialists like mortgage brokers, home inspectors, and real estate lawyers to save you time. Using a realtor to buy a home will ensure the entire process from search to move-in day is seamless and stress-free.